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Since 2008, PrimeCredit commissions the Public Opinion Programme (POP) at The University of Hong Kong every year to conduct survey on usage of credit cards and credit debt payment. This survey named “Survey on Choices between Home Ownership and Life Enjoyment cum Credit Cards Usage and Debt Payment of Post 80 & 90 Generations” (formerly known as Survey on Usage of Credit Cards and Credit Debt Payment), which targeted mostly post 80s/90s who are credit card users and have not settled their credits by full payment for at least once before. The survey gauged to understand citizens’ credit debt and their opinions on various plans of credit debt payment.

The survey questionnaire was designed independently by POP after consulting the commissioning partners, all fieldwork operations, data collection and analysis were also carried out independently by POP, and POP would take full responsibility for all the findings reported herewith. The survey methodology and results are open to the public.