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Since 2008, PrimeCredit commissions the Public Opinion Programme (POP) at the University of Hong Kong every year to conduct “Opinion Survey on Credit Debt and Payment Plans”, which targeted at Hong Kong residents aged 18 or above who are credit card users and have not settled their credits by full payment for at least once before. The survey was specifically designed to understand citizens’ credit debt and their opinion on various credit debt payment plan.


The survey questionnaire was designed independently by POP after consulting PrimeCredit, all fieldwork operations, data collection and analysis were also carried out independently by POP, and POP would take full responsibility for all the findings reported herewith. The survey methodology and results are open to the public.