Frequency tablesBack
| Table 3 [Q1] Has your business ever experienced any significant disruption due to the following: (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed) {Interviewers read out: I am going to read out a few options, you can choose as many as applicable, plus telling me any other answers} |
|
Frequency |
% of total response (Base=619) |
% of valid sample |
Accident/injury to workers |
62 |
10.0% |
12.4% |
Physical damage to property or stock due to fire, water damage, or robbery |
52 |
8.4% |
10.4% |
Fraud or dishonesty of an employee |
46 |
7.4% |
9.2% |
Theft |
44 |
7.1% |
8.8% |
Legal liability to 3rd parties |
34 |
5.5% |
6.8% |
Loss of key personnel due to injury, illness or death |
32 |
5.2% |
6.4% |
Others |
9 |
1.5% |
1.8% |
Never experienced disruption |
340 |
54.9% |
68.0% |
Total |
619 |
100.0% |
|
| Table 4 [Q2] Have you ever filed an insurance claim for your business? If yes, then for what? (Interviewers to read out each answer for those who answer 「yes」, multiple responses allowed) |
|
Frequency |
% of total response (Base=540) |
% of valid sample (Base=500) |
Accident/injury to workers |
65 |
12.0% |
13.0% |
Physical damage to property or stock due to fire, water damage, or robbery |
51 |
9.4% |
10.2% |
Loss of key personnel due to injury, illness or death |
29 |
5.4% |
5.8% |
Theft |
15 |
2.8% |
3.0% |
Products get spoiled |
12 |
2.2% |
2.4% |
Legal liability to 3rd parties |
9 |
1.7% |
1.8% |
Fraud or dishonesty of an employee |
6 |
1.1% |
1.2% |
Others |
2 |
0.4% |
0.4% |
Never filed an insurance claim |
348 |
64.4% |
69.6% |
Don't know/hard to say |
3 |
0.6% |
0.6% |
Total |
540 |
100.0% |
|
| Table 5 [Q3] Apart from legally required insurance, such as employee compensation, motor insurance and MPF, does your company have other insurance coverage for your business? If yes, what kind of insurance? (Interviewers to read out each answer for those who answer 「yes」, multiple responses allowed then go to Q5) |
|
Frequency |
% of total response (Base=703) |
% of valid sample |
Accident/injury to workers |
122 |
17.4% |
24.5% |
Physical damage to property or stock due to fire, water damage, or robbery |
121 |
17.2% |
24.3% |
Loss of key personnel due to injury, illness or death |
68 |
9.7% |
13.7% |
Legal liability to 3rd parties |
45 |
6.4% |
9.0% |
Theft |
35 |
5.0% |
7.0% |
Products get spoiled |
18 |
2.6% |
3.6% |
Business trip/travel |
9 |
1.3% |
1.8% |
Fraud or dishonesty of an employee |
8 |
1.1% |
1.6% |
Others |
10 |
1.4% |
2.0% |
No other insurance (then go to Q4) |
267 |
38.0% |
53.6% |
Total |
703 |
100.0% |
|
Missing |
2 |
|
|
| Table 6 [Q4] {Only for those who choose 「no other insurance」 at Q3} Why not having other kinds of insurance for your business? (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed) |
|
Frequency |
% of total response (Base=308) |
% of valid sample |
It's not important |
151 |
49.0% |
58.1% |
It's too expensive |
47 |
15.3% |
18.1% |
Legally required insurance is sufficient/It's not necessary |
35 |
11.4% |
13.5% |
I don't know what's available |
31 |
10.1% |
11.9% |
It's too complicated |
17 |
5.5% |
6.5% |
Others |
4 |
1.3% |
1.5% |
Don't know/hard to say |
23 |
7.5% |
8.8% |
Total |
308 |
100.0% |
|
Missing |
7 |
|
|
| Table 7 [Q5] Do you offer the following insurance benefits to your employees? (Interviewers to read out each answer, multiple responses allowed) |
|
Frequency |
% of total response (Base=596) |
% of valid sample |
Medical insurance (then go to Q6) |
216 |
36.2% |
43.2% |
Life insurance (then go to Q6) |
66 |
11.1% |
13.2% |
Other personal insurance (then go to Q6) |
53 |
8.9% |
10.6% |
None of the above (then go to Q7) |
261 |
43.8% |
52.2% |
Total |
596 |
100.0% |
|
| Table 8 [Q6] {Only for those who choose 「life, medical and/or personal insurance」 at Q5} Do you agree or disagree that insurance benefits can help attract and retain staff? (Interviewers to probe degree) |
|
Frequency |
Percentage (Base=239) |
||||||
Very much agree |
) |
Agree |
44 |
) |
147 |
18.4% |
) |
61.5% |
Somewhat agree |
) |
103 |
) |
43.1% |
) |
|||
Half-half / Neutral |
52 |
21.8% |
||||||
Somewhat disagree |
) |
Disagree |
28 |
) |
35 |
11.7% |
) |
14.6% |
Very much disagree |
) |
7 |
) |
2.9% |
) |
|||
Don't know/hard to say |
5 |
2.1% |
||||||
Total |
239 |
100.0% |
||||||
| Table 9 [Q7] {Only for those who choose 「none of the above」 at Q5} Why not offer insurance benefits to your employees? (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed) |
|
Frequency |
% of total response (Base=312) |
% of valid sample |
It's too expensive |
72 |
23.1% |
27.9% |
Employees more interested in cash salary |
62 |
19.9% |
24.0% |
The existing benefit is sufficient/It is not necessary |
50 |
16.0% |
19.4% |
No staff/small number of staff |
28 |
9.0% |
10.9% |
We are unsure what to offer |
26 |
8.3% |
10.1% |
It's too hard to arrange (administrative problem) |
25 |
8.0% |
9.7% |
Employees have bought their own insurance |
17 |
5.4% |
6.6% |
Others |
5 |
1.6% |
1.9% |
Don't know/hard to say |
27 |
8.7% |
10.5% |
Total |
312 |
100.0% |
|
Missing |
3 |
|
|
| Table 10 [Q8] Do you think Hong Kong could be hit by another pandemic like SARS in the next 10 years? If yes, do you have a contingency plan for your business? |
|
Frequency |
Percentage (Base=499) |
Yes, and with a contingency plan (then go to Q9) |
33 |
6.6% |
Yes, but without a contingency plan |
187 |
37.5% |
No, I don't think so |
192 |
38.5% |
Don't know/hard to say |
87 |
17.4% |
Total |
499 |
100% |
Missing |
1 |
|
| Table 11 [Q9] {Only for those who choose 「yes, and with a contingency plan」 at Q8} Then, is insurance part of your contingency plan? |
|
Frequency |
Percentage (Base=33) |
Yes |
15 |
45.5% |
No |
18 |
54.5% |
Total |
33 |
100.0% |
