Frequency tables返回

Table 3 [Q1] Has your business ever experienced any significant disruption due to the following: (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed) {Interviewers read out: I am going to read out a few options, you can choose as many as applicable, plus telling me any other answers}

 

Frequency

% of total response (Base=619)

% of valid sample
(Base=500)

Accident/injury to workers

62

10.0%

12.4%

Physical damage to property or stock due to fire, water damage, or robbery

52

8.4%

10.4%

Fraud or dishonesty of an employee

46

7.4%

9.2%

Theft

44

7.1%

8.8%

Legal liability to 3rd parties

34

5.5%

6.8%

Loss of key personnel due to injury, illness or death

32

5.2%

6.4%

Others

9

1.5%

1.8%

Never experienced disruption

340

54.9%

68.0%

Total

619

100.0%

 


Table 4 [Q2] Have you ever filed an insurance claim for your business? If yes, then for what? (Interviewers to read out each answer for those who answer 「yes」, multiple responses allowed)

 

Frequency

% of total response (Base=540)

% of valid sample (Base=500)

Accident/injury to workers

65

12.0%

13.0%

Physical damage to property or stock due to fire, water damage, or robbery

51

9.4%

10.2%

Loss of key personnel due to injury, illness or death

29

5.4%

5.8%

Theft

15

2.8%

3.0%

Products get spoiled

12

2.2%

2.4%

Legal liability to 3rd parties

9

1.7%

1.8%

Fraud or dishonesty of an employee

6

1.1%

1.2%

Others

2

0.4%

0.4%

Never filed an insurance claim

348

64.4%

69.6%

Don't know/hard to say

3

0.6%

0.6%

Total

540

100.0%

 

Table 5 [Q3] Apart from legally required insurance, such as employee compensation, motor insurance and MPF, does your company have other insurance coverage for your business? If yes, what kind of insurance? (Interviewers to read out each answer for those who answer 「yes」, multiple responses allowed à then go to Q5)

 

Frequency

% of total response (Base=703)

% of valid sample
(Base=498)

Accident/injury to workers

122

17.4%

24.5%

Physical damage to property or stock due to fire, water damage, or robbery

121

17.2%

24.3%

Loss of key personnel due to injury, illness or death

68

9.7%

13.7%

Legal liability to 3rd parties

45

6.4%

9.0%

Theft

35

5.0%

7.0%

Products get spoiled

18

2.6%

3.6%

Business trip/travel

9

1.3%

1.8%

Fraud or dishonesty of an employee

8

1.1%

1.6%

Others

10

1.4%

2.0%

No other insurance (then go to Q4)

267

38.0%

53.6%

Total

703

100.0%

 

Missing

2

 

 

Table 6 [Q4] {Only for those who choose 「no other insurance」 at Q3} Why not having other kinds of insurance for your business? (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed)

 

Frequency

% of total response (Base=308)

% of valid sample
(Base=260)

It's not important

151

49.0%

58.1%

It's too expensive

47

15.3%

18.1%

Legally required insurance is sufficient/It's not necessary

35

11.4%

13.5%

I don't know what's available

31

10.1%

11.9%

It's too complicated

17

5.5%

6.5%

Others

4

1.3%

1.5%

Don't know/hard to say

23

7.5%

8.8%

Total

308

100.0%

 

Missing

7

 

 

Table 7 [Q5] Do you offer the following insurance benefits to your employees? (Interviewers to read out each answer, multiple responses allowed)

 

Frequency

% of total response (Base=596)

% of valid sample
(Base=500)

Medical insurance (then go to Q6)

216

36.2%

43.2%

Life insurance (then go to Q6)

66

11.1%

13.2%

Other personal insurance (then go to Q6)

53

8.9%

10.6%

None of the above (then go to Q7)

261

43.8%

52.2%

Total

596

100.0%

 

Table 8 [Q6] {Only for those who choose 「life, medical and/or personal insurance」 at Q5} Do you agree or disagree that insurance benefits can help attract and retain staff? (Interviewers to probe degree)

 

Frequency

Percentage (Base=239)

Very much agree

)

Agree

44

)
147

18.4%

)
61.5%

Somewhat agree

)

103

)

43.1%

)

Half-half / Neutral

52

21.8%

Somewhat disagree

)

Disagree

28

)
35

11.7%

)
14.6%

Very much disagree

)

7

)

2.9%

)

Don't know/hard to say

5

2.1%

Total

239

100.0%

 

Table 9 [Q7] {Only for those who choose 「none of the above」 at Q5} Why not offer insurance benefits to your employees? (Interviewers to read out each answer, order to be randomized by computer, multiple responses allowed)

 

Frequency

% of total response (Base=312)

% of valid sample
(Base=258)

It's too expensive

72

23.1%

27.9%

Employees more interested in cash salary

62

19.9%

24.0%

The existing benefit is sufficient/It is not necessary

50

16.0%

19.4%

No staff/small number of staff

28

9.0%

10.9%

We are unsure what to offer

26

8.3%

10.1%

It's too hard to arrange (administrative problem)

25

8.0%

9.7%

Employees have bought their own insurance

17

5.4%

6.6%

Others

5

1.6%

1.9%

Don't know/hard to say

27

8.7%

10.5%

Total

312

100.0%

 

Missing

3

 

 

Table 10 [Q8] Do you think Hong Kong could be hit by another pandemic like SARS in the next 10 years? If yes, do you have a contingency plan for your business?

 

Frequency

Percentage (Base=499)

Yes, and with a contingency plan (then go to Q9)

33

6.6%

Yes, but without a contingency plan

187

37.5%

No, I don't think so

192

38.5%

Don't know/hard to say

87

17.4%

Total

499

100%

Missing

1

 

Table 11 [Q9] {Only for those who choose 「yes, and with a contingency plan」 at Q8} Then, is insurance part of your contingency plan?

 

Frequency

Percentage (Base=33)

Yes

15

45.5%

No

18

54.5%

Total

33

100.0%